Currency in Germany
- Currency
- Euro (EUR)
- Symbol
- €
- ATM availability
- Bank ATMs (Sparkasse, Volksbank, Deutsche Bank) are widespread; avoid high-fee independent machines.
- Card acceptance
- Card acceptance is improving but many bakeries, bars, restaurants and small shops are still cash-only.
Overview
Germany uses the euro but retains a surprisingly strong cash culture compared with its neighbours.
Exchange tips
Withdraw euros from bank ATMs and decline dynamic currency conversion. Exchange counters are rarely the best value.
Notes
Always carry cash — 'nur Bargeld' (cash only) signs are common. Tip by rounding up around 5–10%.